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Important information
Banking and Credit products issued by Police & Nurses Limited (P&N Bank).
Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms & conditions, fees & charges apply.
*Bonus interest is payable on the last day of the calendar month on Savvy Saver balances up to $100,000 when the following conditions are met during the month:
- at least $500 from an external source is deposited into your & Transaction Account(s); and
- you make at least 5 Visa card transactions from a linked & Transaction Account.
If the conditions are not met, or the account balance exceeds $100,000, the standard interest rate will apply.
You may hold a maximum of one Savvy Saver as a single account owner.
If you hold more than one & Transaction Account, we will link your Savvy Saver to the most suitable account. You may contact us to change your linked & Transaction Account. Your Savvy Saver Account can be linked to an & Transaction Account held in your name as a single account holder only. You cannot link to an & Transaction Account held in joint names. The & Transaction Account does not earn interest.
**Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. For variable Interest Only loans, comparison rates are based on an initial 3 year Interest Only period. For fixed Interest Only loans, comparison rates are based on an initial Interest Only period equal in length to the fixed period. During an Interest Only period, your Interest Only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.